Responding To A Complaint If You've Been Sued

Learn what to do if you’ve been served with a summons and complaint, including how much time you have to respond and what options might be available to you. Remember that if you do nothing, the person suing you can ask the court for a money judgment against you!


Overview

If you have received a summons and complaint, that probably means you are being sued.

Being sued can be one of life’s most stressful experiences. Although it might be tempting to ignore a summons and complaint, ignoring a lawsuit does not make it go away. And it could result in the court awarding a money judgment against you by default. That can lead to your wages being garnished, your bank accounts attached, or your property being taken!

How you choose to respond to the summons and complaint depends on the facts of your case. Before you do anything, click visit Overview of a Civil Case to familiarize yourself with the civil court process.

Each of these steps is discussed below.

FYI! If the complaint you received relates to an eviction, click to visit Responding to an Eviction Notice. If you received a small claims complaint, click to visit Responding to a Small Claims Complaint. If a judgment has already been awarded against you, click to visit Judgments for Money.


Step 1:
Calculate Your Deadline To Respond

However you decide to respond to the lawsuit, remember there are deadlines to take action. Typically, you have twenty calendar days from when you received the summons and complaint (not counting the day of service) to file a response with the court. But that time might be shorter in some cases. So read the summons and all papers you received carefully!

TIP! If you intend to talk to an attorney about your case, do it quickly so that you (or the attorney) can file your response on time. Click to visit Lawyers and Legal Help.

If you do not file a written response within the required time, the “plaintiff” (the party suing you) can ask the court for a default judgment against you for everything she asked for in her complaint. After the plaintiff gets a default judgment, she can try to garnish your wages, attach your bank account, or take your property.


Step 2:
Evaluate Your Options

Once you have been served with a complaint, you have a number of options to choose from and a couple of decisions to make. You can:

At any time during the case, you can talk to the plaintiff and try to resolve the dispute. Just keep an eye on your twenty days. Even if you are negotiating, your clock is still ticking. Click to visit Attempting to Resolve the Dispute Out of Court for tips on trying to settle.

Filing an answer is probably the most common way of responding to a lawsuit. An answer is your opportunity to respond to the complaint’s factual allegations and legal claims. It also allows you to assert "affirmative defenses," facts or legal arguments you raise to defeat plaintiff’s claim. Filing an answer prevents the plaintiff from getting a default judgment against you. It signals to the court and the other side that you intend to defend the case.

There are a number of reasons why you might file a motion to dismiss, including: